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CAL Bank Limited is a Ghanaian commercial bank. The bank commenced operations in July 1990 and received its Universal Banking License in 2004. On 5th November the same year it was listed on the Ghana Stock Exchange. CAL Bank has a network of 22 branches and over 70 offsite ATMs across Ghana. Its main focus lies in the urban areas of Accra, Kumasi and Takoradi.
The bank prides itself on being one of the most innovative banks in Ghana and offers a wide range of modern and unique banking products. It has invested heavily in the development and use of modern technology such as the ibroker platform, which enables its customers to trade stocks on the Ghana Stock Exchange via an online interface.
CAL successfully completed registration with the United States Tax authority to comply with the Foreign Account Tax Compliance Act (FATCA) as the first local Ghanaian bank.
This exempts the bank from FATCA sanctions which will be applied by correspondent banks from 1st July 2014 to banks worldwide that have not registered in compliance with FATCA requirements.

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