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UT Bank Limited is a commercial bank in Ghana. It commenced business as a finance house in 1997 and was listed on the Ghana Stock Exchange on the 25th of November, 2008. The bank is a subsidiary of UT Holdings Limited, a Ghanaian holding company with operations in the banking, insurance, logistics, property, debt collection and private security sector. The bank is present in seven regions with over 25 branches. UT Bank offers a wide range of personal and corporate banking services with a focus on the financial needs of small- and medium-sized enterprises.